Equity First Holdings: A Lender with a Difference

In the midst of worries of potential worldwide financial problems, banks and most other financial establishments are tightening their regulations on borrowing. In addition to the fact that it is harder to secure the loan, it is even more costly because of the high financing costs and minimal low loan-to-value proportions. However, regardless of the doubt, Equity First Holdings is quickly turning into a main world lender.

Equity First Holdings was established in 2002 to lend to its customers using stocks as security in U.K. Throughout the years, it has extended to traverse in nine nations around the world, including Singapore, Australia, and Hong Kong among others. EFH has been developing in fame with borrowers and to date, it has recorded more than 650 exchanges worth more than $1.4 billion.

Stock-Based Lending

It is quicker and easier to have the access of working loans if you stocks as security. EFH’s primary criteria when loaning out loans is assessing the present and probably future estimation of the customer’s stocks. In that capacity, necessities for capability are not the same number or difficult as those of other lenders and banks. Equity First Holdings is extraordinary within its lending services due to the following factors:

Interest rates are fixed

Equity First it’s familiar with its clients for fixed rates of interests on loans. The financial costs are additionally welcoming as they range between 3 and 4 percent. For customers, this brings the feeling of steadiness all through the reimbursement time frame despite of the economic fluctuations. More so, Equity First provides larger loan-to-value ratios as compared to other financial lenders. The proportion at present stands at 50 to 75 percent contrasted with banks’ proportions that range between 10 to 50 percent.

Non-purpose loans

Ordinarily, a loan is binding and liberating. You acquire respite from the financial challenges, yet you are bound with scheduled installments until the hanging arrears are cleared which is not the case with EFH.

Madison Street Capital Changing

There are a lot of changes going on in the financial sector right now. With all of the technology that is being developed, investors expect to have information at their fingers at all times of the day. This has made things a little more complicated for companies like Madison Street Capital. This is a company that has spent a lot of time trying to invest in the future of their customers. If you want to figure out a way to take your investments to the next level, this is a great company to work with. They have a track record of success in dealing with clients at all income levels.


Madison Street Capital


From the time this company was started, Madison Street Capital has always wanted to serve customers well. They have had a lot of success in this industry simply because they always make sure customers are top of mind. All of their biggest improvements over the past couple of years have come from customer development choices. They were one of the first companies to start investing in new technology that would make things easier on customers. From this experience, they learned that they could drive a lot more value by doing this. Over the long term, a lot of people are excited about the changes that are happening at the company.


Investing Advice


When it comes to investing, there are a lot of people who are trying to save as much money as possible. If you want to invest in your future, you need to make sure you have a plan in place to do so. There are a lot of people who are trying to invest in different areas of the market without having a plan in place. Before you start investing, always makes sure that you understand how much money you stand to gain or lose with every decision. Although buying stocks of individual companies can be fun and exciting, it is not the best way to build wealth over the long term.


Final Thoughts


When it comes to investing, there are a lot of people who struggle to get ahead. Getting some professional advice can go a long way in reaching your goals in this area. Always make sure that you have a plan in place to reach your investing goals. This will help you get to the next level in a number of areas. Not only that, but you also need to make sure you are thinking about the long term in every decision that you make. Over the long term, the small decisions add up to be much more and can impact your wealth greatly. Madison Street Capital can help you through this process.

Follow them @MadStCap

Bad Investment Advice is All Over the Media with Laidlaw and Company

Hitting it big in the stock market has never been easy. It is even more difficult today when investors and potential investors are inundated by information from a wide range of media outlets. A good amount of this information is unreliable or plain wrong. Some of this comes from a media outlet’s need to make money to continue its existence. Many stories will feature things like, “The Top Three Hot Stock Picks.” In reality, some of those hot picks may not pan out, but catchy stories like that will bring in viewers or readers. There is evidence that the hit rate for these stocks is sometimes less than if an investor picks a stock at random. It is also risky to predict the future, as a company doing well today might wind up in a negative light in tomorrow’s news.

Bad Investment Advice Knows No Boundaries

Laidlaw & Company is an independent investment banking and securities brokerage firm that has been in existence for 170 years. With offices in both the United States and Europe, Laidlaw & Company serves both companies and individuals with their money needs.

For investment banking, Laidlaw has experience in PIPES, IPOs, marketed follow ons, and secondary offerings, and is led by the Head of Capital Markets, James Ahern. Laidlaw & Company is overseen by Matthew D. Eitner, the Chief Executive Officer. Alternative investments and wealth management are some of the other areas the company offers its clients.

How Martin Lustgarten Succeeded In Investment Banking

Investment banking is a special branch of banking in which the financial institutions offer capital to companies, government or any other entity seeking to make investments. The financial institutions involved in providing the capital are called investment banks. The highly-trained professionals tasked with running the investment banks are referred to as investment bankers.


Investment banks are involved in various activities that include underwriting of new debt and securities, providing assistance in the sale of securities, facilitation of mergers and acquisitions, brokering trades as well as reorganizations. The banks serve both institutional as well as private investors. These institutions are also key in providing guidance regarding the issue and placement of stock to issuers.


When talking about investment banks, a few names come to mind. The first is Goldman Sachs, the largest investment bank in the country. Others include Deutsche Bank, JP Morgan Chase, Morgan Stanley, and America Merrill Lynch. Investment banks have over the years been helping their clients in handling large and complicated financial transactions. They provide advice on the current worth of a company and the best structure to use when considering a merger, acquisition or sale.


When it comes to management of large projects, corporations, governments and other groups turn to the expertise of investment bankers to identify the risks that the clients may face should they decide to move ahead with the project. This will end up saving time and money for the client. With the knowledge that investment bankers possess on the economic climate, they are able to offer recommendations that are tailored to fit the current state of affairs.


Among the experts charged with such a responsibility is Martin Lustgarten. Lustgarten is a successful and much sought-after investment banker. His successful career has seen him turn into a successful entrepreneur with his own firm, Lustgarten, Martin.


Martin Lustgarten has won the hearts of his clients with the transparency with which he conducts his business. His exceptional leadership has seen the company continue to grow and perform well. His personal interaction with his employees leads to greater productivity.

More information for Lustgarten:




Madison Street Capital’s CEO Wins Award For Emerging Leaders

Madison Street Capital is a big valuation house in New York City that helps businesses gets their information, and Anthony Marsala is at the top of the company helping make sure that everything goes smoothly on a daily basis. There are a lot of things going right at Madison Street Capital, and they have been awarded for the good work they do.

Anthony Marsala was given the M&A Advisors 7th Annual award for emerging leaders, and his company is going places that other valuation firms are not going. The firm at Madison Street Capital is led by Anthony Marsala who does a lot of the valuation himself, but he has also made sure that he has trained all the people in his office to make sure that they can do the same work that he does. He is an emerging leader because he trains his people, and it is also because he has made a company that can help anyone improve their business deals.

Madison Street Capital is a great company that is sure to help every customer who come sin for valuation advice. These companies need to know how much they are worth when they are trying to sell shares to other investors, and they need to know how much their partners are investors are worth. There is a lot to be done to figure all this out, and Madison Street Capital figures it out for every customer. There are some people who do not even know where to start, and Madison Street Capital will make sure that every client gets a report that shows how much they are worth. The reports can be used for negotiations, or they can be used for stocks are issued.

Madison Street Capital and Anthony Marsala are on the cutting edge of their industry because they also make sure that all the deals that they work out go through for all their clients. They will be the middle man to hold the cash, and they will make sure that everyone is happy with the deal before the papers are signed. Checking on the value of a business is a good place for people to start, and it is a good way to learn about how these companies are put together. Every company is different, but there is something that Madison Street Capital can do to teach everyone about their company’s value and position in their industry.